Loan Details
Enter your home loan details
₹25,00,000
8.50%
Typical home loan rates: 8-10%
20 years (240 months)
0.50%
Processing fee: ₹12,500
Monthly EMI
₹21,696
Total Interest
₹27,06,939
Total Amount
₹52,19,439
Payment Schedule Over Time
Visualize your principal and interest payments
Payment Breakdown
Principal vs Interest distribution
Principal Amount₹25,00,000
48.0% of total payment
Total Interest₹27,06,939
52.0% of total payment
Processing Fee₹12,500
One-time upfront cost
Cost Distribution
Visual breakdown of loan components
Principal
₹25,00,000Interest
₹27,06,939Tax Benefits
Maximize your savings with home loan tax deductions
Interest deduction under Section 24(b): Up to ₹1,35,347 per year
Principal repayment under Section 80C: Up to ₹1,25,000 per year
Additional deduction under Section 80EEA: Up to ₹1.5 lakh for first-time buyers
Estimated Annual Tax Benefit₹2,60,347
Disclaimer: This calculator provides estimates based on the inputs provided. Actual EMI amounts may vary based on the lender's terms, processing fees, and other charges. Tax benefits are subject to conditions and may change based on government policies.Please consult with your financial advisor or lender for accurate calculations.