PPF Calculator
Calculate your Public Provident Fund returns with the latest interest rates
Current PPF Interest Rate: 7.1% per annum
Investment Details
Configure your PPF investment parameters
₹
Range: ₹500 - ₹1,50,000 per year
years
Minimum 15 years, extendable in 5-year blocks
%
Current rate: 7.1% (FY 2024-25)
Maturity Details
Your PPF investment summary after 15 years
Total Investment
₹0
Total Interest Earned
₹0
Maturity Amount
₹0
Monthly Investment₹8,333
Effective Annual Return7.1%
Tax Benefits (80C)Up to ₹1.5L
Tax-free InterestTax-free MaturitySection 80C Deduction
Year-wise Growth Breakdown
Detailed view of your PPF account growth over 15 years
| Year | Investment | Interest | Balance |
|---|
Important PPF Rules:
- • 15-year lock-in period with option to extend in 5-year blocks
- • Partial withdrawal allowed from 7th year (up to 50% of balance)
- • Loan facility available after 1 year (up to 25% of balance)
- • Interest rates are revised quarterly by the government
- • Only one PPF account per individual is allowed
This calculator provides estimates based on current rates. Actual returns may vary based on government policy changes.